Comal County Property Tax 2026 Guide

Comal County property tax can be complex — but it doesn’t have to be. Whether you’re searching for a property tax search, paying your bill, or protesting your appraisal, this 2026 guide covers rates, deadlines, exemptions, and step-by-step instructions.

Comal CAD Tax Rate 0.4227% (2025) Due Jan 31, 2027

🔍 Comal County Property Tax Search – Find Your Records

Searching Comal County property tax records is the first step to understanding your tax liability. The Comal Central Appraisal District (CAD) provides a free online property search by owner name, address, or account ID. For tax payment status, use the Comal County Tax Office property search tool.

Official search portals:

  • Comal CAD appraisal search – cad.comal.tx.us (property value, exemptions, ownership)
  • Comal Tax Office payment search – comaltax.org (balance, payment history, receipts)
  • Texas Comptroller’s search – for countywide tax rate data

Pro tip Save your account number – you’ll need it for online payments and protests.

Land values in Comal County have risen sharply. For context, see our report: How much is 1 acre of land worth in Texas in 2026? and average price per acre in Texas.

💳 Pay Comal County Property Tax – Online & Offline

You can pay Comal County property taxes conveniently through multiple channels. The Tax Office accepts payments starting October 1. To avoid penalties, ensure payment is postmarked by January 31, 2027 for 2026 taxes.

Online (recommended)

e-check: free | Credit/debit: 2.3% fee. Visit comaltax.org.

By Mail

Comal County Tax Office, P.O. Box 310, New Braunfels, TX 78131

In Person

195 David Jonas Dr, New Braunfels, TX 78130. Mon–Fri 8am–4:30pm.

By Phone

830-221-1350 (automated system with card payment).

📊 Comal County Property Tax Rate – 2026 & Historical

The Comal County property tax rate is set annually by the county commissioner’s court. For 2025, the total rate was 0.4227% ($422.70 per $100,000 assessed value). The 2026 Comal County property tax rate will be adopted in September 2026. Based on the certified no-new-revenue rate, experts project a stable rate between 0.42% and 0.44%.

Tax Year Total Rate (per $100) Change Avg. Home Value
20260.4250* (projected)—$495,000*
20250.4227-0.83%$472,100
20240.4262+1.2%$441,500
20230.4211-1.9%$406,800
20220.4293+0.5%$366,200

*2026 rate typically certified in Sept 2026; value estimate based on market trend. Source: Comal CAD.

Original insight – 2026 protest timeline

Comal County property tax protest deadline for 2026: If you receive your notice of appraised value in April 2026, you have until May 15, 2026 (or 30 days from notice) to file a protest. The Comal CAD Appraisal Review Board hears cases June–July. We recommend filing online before April 30 to secure a slot.

📋 Protest checklist: Gather recent appraisal of similar homes, photos, purchase price, and insurance replacement cost. Use Comal CAD’s iFile system.

🛡️ Comal County Property Tax Exemptions – Save Money

Property tax exemptions reduce your taxable value. Comal County offers standard Texas exemptions plus local options. Apply with Comal CAD by April 30 for the current tax year.

Exemption TypeMax ReductionEligibility
General Homestead$40,000 (school district) + $3,000 countyOwner‑occupied primary residence
Over-65 HomesteadAdditional $10,000 (school) + $25,000 county (age 65+)Age 65+ by Jan 1
Disability HomesteadAdditional $10,000 (school)Disabled under federal rules
Disabled Veterans100% – $12,000 based on disability %Honorably discharged, 10%+ disability
Agricultural Use (1-d-1)Productivity value (much lower than market)Qualified ag/ timber use

Note: Comal County also offers a freeport exemption and pollution control exemption for businesses. Contact the tax office for details.

⚖️ How to Protest Comal County Property Tax Appraisal

If you believe your home’s value is too high, you have the right to protest Comal County property tax valuation. The process is straightforward:

  1. File online at Comal CAD (cad.comal.tx.us) by May 15 or within 30 days of notice.
  2. Informal meeting – most cases settle here. Present your evidence.
  3. Formal ARB hearing if no agreement. You can appear in person or via affidavit.
  4. Binding arbitration or district court if needed.

📈 Success rate: In 2025, over 62% of informal protests in Comal County resulted in a reduction. Don’t skip this chance!

🗓️ Key 2026 Property Tax Deadlines – Comal County

  • April 1, 2026 – Appraisal notices mailed
  • May 15, 2026 – Deadline to file protest (unless notice mailed later)
  • July 25, 2026 – ARB hearings typically conclude
  • October 1, 2026 – Tax statements mailed / payments accepted
  • January 31, 2027 – Payment due (no penalty if paid by this date)

Delinquent taxes incur 7% penalty + interest (1% per month).

Curious about land measurement in real estate? How many square feet in an acre? or land clearing cost per acre might help if you're developing property in Comal County.

❓ Frequently Asked Questions – Comal County Property Tax

Use the Comal Central Appraisal District (CAD) website: go to 'Property Search' and search by owner name, address, or account number. The Comal Tax Office also provides a tax search tool for balance and payment history.

The 2026 rate is typically adopted in September 2026. For 2025 the total rate was 0.4227% (approx $422.70 per $100,000 valuation). 2026 is expected to remain near 0.42–0.44% depending on budget votes.

Yes. Pay via the Comal Tax Office official payment portal using e-check (free) or credit/debit card (fee applies). You can also pay by mail, in person, or by phone.

Property tax statements are mailed in October. Payment is due by January 31 of the next year to avoid penalty and interest. For tax year 2026, the deadline is January 31, 2027.

File a protest with Comal CAD by May 15 or within 30 days of the notice of appraised value. You can file online, by mail, or in person. An informal meeting with the appraisal district is the first step.

Common exemptions: General Homestead ($40,000 off value), Over-65 ($10,000 additional), Disability ($10,000), Disabled Veterans (varies), and Agricultural Use. Contact Comal CAD to apply.

Yes. You may enter into an installment agreement for delinquent taxes. Contact the Comal Tax Office at 830-221-1350 to arrange quarterly payments. Current-year taxes cannot be put on a plan unless delinquent.

Last updated: February 13, 2026. Always verify with official Comal County sources.